Are you worried about internet fraud when shopping
online?
Are you under 18, but still want to have access
to a debit card?
Are you worried about getting into debt on your
card?
Would you like to have access to a debit card
but don't have a bank account?
Do you keep getting refused debit cards by your
bank?
If you're worried about people committing fraud
on your credit or debit cards then a prepayment card
could be for you. A prepayment card would mean that
you could transfer only the amount necesarry to make
your purchase onto your prepayment card meaning that
no further purchases could be made using your prepayment
card because it would have no funds avaialbe.
Because there is no credit available on prepaid
Maestro cards it means that you don't have to be 18
in order to get one. Infact its possible for people
as young as 10 to have access to a chip and pin protected
prepayment card.
The only credit available on a pay as you go prepayment
card is the credit that you place onto it, so its
impossible to get any 'credit' or into any debt.
You don't have to have a bank account to have a
pre payment master card simply top-up at any one of
the 18,500 locations displaying the 'Paypoint' logo.
Even if you have been refused a card by your bank,
its simple to get a payg prepayment card as it requires
no credit check to get.
Prepayment Cards are perfect if you don't want your kids
carrying cash around which can easily be lost or stolen.
Whats more there is NO CREDIT available on these cards
so they can't run into trouble by getting overdrawn. Another
bonus is that you can have more than one card on your
account so if you have more than one child or person who
needs to use the card you can easily get another one using
the same top-up account.